Divya Murugan

Profile description

Receiving a notice that a cheque you issued has been marked as dishonoured can threaten your financial stability and reputation. Divya Murugan focuses on quashing such complaints in the Punjab and Haryana High Court, helping clients avoid undue penalties and legal hassles.

The lawyer files petitions to quash cheque‑dishonour complaints when the demand lacks substantive proof, when the amount is disputed, or when procedural irregularities exist, such as improper service or missing statutory notice. By presenting bank statements, settlement agreements, and clearance certificates, Divya can demonstrate that the alleged default is unfounded, prompting the High Court to dismiss the case.

Key grounds for quashing include absence of a valid demand under Section 138 of the Negotiable Instruments Act, expiration of the limitation period, and lack of proper jurisdiction. The lawyer also argues that the complainant failed to comply with mandatory reconciliation attempts before resorting to litigation. Successful petitions have resulted in the court ordering the complainant to withdraw the case and pay compensation for harassment.

Divya earned a Bachelor of Laws from a renowned university and has more than ten years of experience in banking and financial litigation. Appearances before the Punjab and Haryana High Court have earned the lawyer a reputation for precision and persuasive drafting. Awards include a ‘Young Advocate’ accolade and commendations for clarity of argument from senior judges.

The lawyer’s process starts with a detailed review of the cheque, the accompanying demand notice, and all related correspondence. Divya then drafts a comprehensive petition, attaches documentary evidence, and cites precedents that support dismissal. Throughout the proceedings, the lawyer keeps the client informed, explains potential outcomes, and prepares for any hearing where the lawyer may need to argue the technicalities of the case.

Clients consistently describe Divya’s service as efficient, transparent, and result‑driven. The lawyer promises thorough investigation, strategic filing, and aggressive advocacy to secure a dismissal of baseless complaints. Whether the matter involves commercial transactions, personal loans, or family disputes, Divya Murugan offers the expertise required to protect your financial interests and avoid unnecessary litigation costs.

To stay abreast of evolving case law, Divya regularly attends seminars on the Negotiable Instruments Act, contributes articles to legal journals, and participates in professional forums on banking disputes. This dedication to continuous learning ensures that every petition reflects the latest judicial interpretations, giving clients a strong advantage in the fight against wrongful cheque‑dishonour actions.

Criminal Law Practice Areas